o With over two decades of experience in IT sourcing, digital transformation, and program management, Manish Panchmatia is a seasoned leader in driving strategic technology initiatives. Currently serving as Category Manager for Digital and Transformation at Ikano Bank, he oversees global IT services, products, and enterprise transformation projects. His expertise spans managing SaaS solutions, open-source systems, and IT infrastructure, with a strong emphasis on cost efficiency and innovative sourcing strategies. His previous roles at Ikano Bank includes IT Sourcing Lead, where he led strategic procurement for nearly five years, and Service Manager, ensuring seamless IT service delivery. Before Ikano Bank, he spent over seven years with Tata Consultancy Services, managing critical client engagements and large-scale programs for global retail and telecom giants across Europe and India. Manish is highly regarded for his expertise in digital sourcing, compliance, and optimizing Total Cost of Acquisition (TCA). He is passionate about aligning IT investments with organizational transformation goals and is skilled in negotiating and managing complex software contracts while enabling successful digital transitions.

Ikano Bank creates possibilities for better living by offering simple, fair, and affordable services, enabling a healthy economy for the many people and businesses. Its offer includes savings and loan products for consumers, sales support services for retailers, and leasing and factoring solutions for businesses. Ikano Bank operates in Sweden, Denmark, Finland, Norway, the UK, Poland, Germany and Austria, and is a part of Ingka Group. Ikano Bank’s head office is located in Malmö, Sweden and the company is registered in Älmhult, Sweden where the business was once founded.